Some pieces are meant to be lived with for a lifetime. A hand-wrought chandelier, a table set for years of gatherings, a gift that becomes an heirloom. Now you can bring them home today and pay over time with Affirm.
At checkout, simply choose Affirm as your payment method. You’ll see your options clearly before you commit, with no hidden fees and no surprises.
How It Works
Choose Affirm at checkout. Select Affirm when you’re ready to complete your order.
Get a real-time decision. Enter a few pieces of information for a quick eligibility check. Checking your eligibility won’t affect your credit score.
Choose your plan. Pick the payment schedule that suits you, from four interest-free payments every two weeks to monthly installments.
Make easy payments. Manage your payments online at affirm.com or through the Affirm app, with reminders along the way.
Frequently Asked Questions
What is Affirm?
Affirm is a trusted alternative to credit cards that lets you split your purchase into smaller payments over time. You’ll always know exactly what you owe and when.
Does checking my eligibility affect my credit?
No. Affirm uses a soft credit check to confirm your identity and eligibility, which does not affect your credit score. Payment activity on your Affirm loan may be reported to credit bureaus.
Are there any fees?
Affirm never charges late fees, prepayment fees, annual fees, or hidden fees. Depending on your plan and eligibility, your rate will be 0% APR or 10 to 36% APR, and you’ll see the total cost before you confirm.
Can I pay off my balance early?
Yes, anytime, with no prepayment penalty.
How do returns work if I paid with Affirm?
Our standard return policy applies. Once your return is processed, Affirm will update your loan and refund any payments made accordingly.
Will paying with Affirm delay my order?
No. Your order is processed and shipped just like any other purchase.
Where can I manage my payments or get help?
Visit affirm.com/help or log in to your account on affirm.com or the Affirm app.
Rates from 0% to 36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.
Options depend on your purchase amount, and a down payment may be required.
